body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background-color: #f5f5f5;
}

header {
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: #0c1b50;
    padding: 15px 20px;
    color: white;
}

.nav-links1 a {
    color: white;
    text-decoration: none;
    margin: 0 15px;
}

.nav-links li a.active{
  background-color: #0c1b50;
  color: white;
  border-radius: 4px;
}

.login-section {
    display: flex;
    align-items: center;
}

.login-section input {
    margin: 0 5px;
    padding: 5px;
    border: none;
    border-radius: 3px;
}

.login-section button {
    background-color: #007BFF;
    color: white;
    border: none;
    padding: 5px 10px;
    cursor: pointer;
    border-radius: 3px;
}

.login-section button:hover {
    background-color: #0056b3;
}

.forgot-link {
    color: #bbb;
    text-decoration: none;
    margin-right: 10px;
}

.forgot-link:hover {
    text-decoration: underline;
}

/* Navbar Styles */
.navbar {
    display: flex;
    align-items: baseline;
    justify-content: center;
    background-color: white;
    padding: 15px 30px;
    color: white;
    box-shadow: 0px 6px 12px rgba(0, 0, 0, 0.15);
    position: relative; /* ✅ Add this */
    z-index: 10;         /* Optional: boost its level just in case */
}


/* Logo */
.navbar img{
    width: 150px;
}

/* Nav Links */
.nav-links {
    list-style: none;
    display: flex;
    gap: 20px;
    color: #0c1b50;
    margin: 0 20px;
}

.nav-links li {
    position: relative;
}

.nav-links a {
    color: #0c1b50;
    text-decoration: none;
    padding: 10px;
    font-size: 16px;
    display: block;
}

/* Dropdown Menu */
.dropdown {
    position: relative;
    z-index: 1000;
}

.dropdown-menu {
    position: absolute;
    background-color: white;
    top: 100%;
    left: 0;
    min-width: 200px;
    box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.15);
    padding: 10px 0;
    display: none;
    z-index: 9999;
}

.dropdown-menu li {
    width: 200px;
}

.dropdown-menu a {
    color: #0c1b50;
    padding: 12px;
    display: block;
}

.dropdown-menu a:hover {
    background-color: #f0f0f0;
}

/* Show Dropdown on Hover */
.dropdown:hover .dropdown-menu {
    display: block;
}

/* Open Account Button */
.open-account {
    background-color: #0c1b50;
    color: white;
    padding: 10px 15px;
    text-decoration: none;
    font-weight: bold;
}

.open-account:hover {
    background-color: #1b418e;
}
  
  .container1 {
    max-width: 1100px;
    margin: 0 auto;
    padding: 40px 20px;
  }
  
  h1 {
    font-size: 2.2rem;
    color: #00478f;
    margin-bottom: 10px;
  }
  
  h2 {
    font-size: 1.7rem;
    color: #00478f;
    margin: 20px 0;
  }
  
  .features-list {
    padding-left: 20px;
    margin-top: 15px;
    font-size: 1rem;
    line-height: 1.7;
  }
  
  .extra-info {
    display: flex;
    justify-content: flex-start;
    gap: 80px;
    margin-top: 30px;
  }
  
  .extra-info h4 {
    font-weight: 600;
    font-size: 1rem;
  }
  
  .extra-info p, .extra-info a {
    font-size: 0.95rem;
    color: #003366;
    text-decoration: none;
  }
  
  .extra-info a:hover {
    text-decoration: underline;
  }
  
  .benefits-section {
    background-color: #ffffff;
    padding: 60px 20px;
  }
  
  .benefits-description {
    font-size: 1rem;
    color: #001c33;
    text-align: center;
    max-width: 700px;
    margin: 0 auto 40px;
    line-height: 1.6;
  }
  
  .benefit-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 40px;
    text-align: center;
  }
  
  .card img {
    width: 40px;
    height: 40px;
    margin-bottom: 15px;
  }
  
  .card h4 {
    font-size: 1.1rem;
    margin-bottom: 10px;
  }
  
  .card p {
    font-size: 0.95rem;
    color: #333;
  }
  
  .container {
    max-width: 1000px;
    margin: 0 auto;
    padding: 50px 20px;
    text-align: center;
  }
  
  .bond-insights h2 {
    font-size: 2rem;
    color: #00478f;
    margin-bottom: 20px;
  }
  
  .subheading {
    font-size: 1rem;
    color: #001c33;
    max-width: 850px;
    margin: 0 auto 40px;
    line-height: 1.6;
  }
  
  .insight-list {
    text-align: left;
    list-style: none;
    padding-left: 0;
    max-width: 800px;
    margin: 0 auto;
  }
  
  .insight-list li {
    margin-bottom: 20px;
    font-size: 1rem;
    position: relative;
    padding-left: 25px;
  }
  
  .insight-list li::before {
    content: "●";
    color: #002f6c;
    position: absolute;
    left: 0;
    top: 0;
    font-size: 1.2rem;
  }

  .container3 {
    max-width: 1200px;
    margin: 0 auto;
    padding: 50px 20px;
    text-align: center;
  }
  
  h2 {
    font-size: 2rem;
    color: #00478f;
    margin-bottom: 20px;
  }
  
  .intro {
    max-width: 850px;
    margin: 0 auto 40px;
    line-height: 1.6;
    font-size: 1rem;
  }
  
  .optimize-content {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: 40px;
    margin-bottom: 60px;
  }
  
  .image-box img {
    max-width: 300px;
    width: 100%;
  }
  
  .text-box {
    max-width: 600px;
    text-align: left;
  }
  
  .text-box h3 {
    color: #001c33;
    font-size: 1.2rem;
    margin-bottom: 10px;
  }
  
  .text-box p {
    line-height: 1.6;
  }
  
  .risk-content {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: 40px;
    margin-top: 30px;
  }
  
  .risk-text {
    max-width: 600px;
    text-align: left;
  }
  
  .risk-text h3 {
    color: #001c33;
    font-size: 1.2rem;
    margin-bottom: 10px;
  }
  
  .risk-text p {
    line-height: 1.6;
  }
  
  .risk-image img {
    max-width: 180px;
    width: 100%;
  }

  .faq-section {
    padding: 60px 20px;
    max-width: 800px;
    margin: auto;
  }
  
  .faq-section h2 {
    text-align: center;
    font-size: 2rem;
    color: #0c1b50;
    margin-bottom: 40px;
  }
  
  .faq-container {
    background-color: #ffffff;
    border-radius: 8px;
    box-shadow: 0 12px 20px rgba(0, 0, 0, 0.05);
    overflow: hidden;
  }
  
  .faq-item {
    border-bottom: 1px solid #f0f0f0;
  }
  
  .faq-question {
    width: 100%;
    background: #fff;
    border: none;
    padding: 20px;
    font-size: 1.05rem;
    font-weight: 500;
    text-align: left;
    position: relative;
    cursor: pointer;
    transition: background 0.3s;
  }
  
  .faq-question::after {
    content: "⌄";
    font-size: 1rem;
    position: absolute;
    right: 20px;
    transition: transform 0.3s ease;
  }
  
  .faq-question.active::after {
    transform: rotate(180deg);
  }
  
  .faq-answer {
    background: #fcfcfc;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
    padding: 0 20px;
  }
  
  .faq-answer p {
    margin: 15px 0;
    color: #333;
    font-size: 0.95rem;
    line-height: 1.6;
  }

  .footer {
    background-color: #0c1b50;
    color: white;
    padding: 30px 300px;
  }

.footer-top{
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1000px;
    margin: 0 auto;
}

.footer-nav {
    display: flex;
    gap: 20px;
    font-weight: bold;
    margin-bottom: 10px;
}

.footer-nav a {
    color: white;
    text-decoration: none;
}

.footer-links {
    display: flex;
    gap: 20px;
    font-weight: bold;
    margin-bottom: 10px;
}
.footer-links a {
    color: white;
    text-decoration: none;
}
.footer-text {
    font-size: 14px;
    max-width: 800px;
    margin: 0;
}
.footer-icons {
    margin-top: 20px;
    display: flex;
    justify-content: center;
    gap: 15px;
}
.footer-icons i {
    font-size: 24px;
    cursor: pointer;
}